Moving to Central Oregon
Your Next Chapter Starts Here
Discover the Perfect Blend of Adventure and Peaceful Living
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Central Oregon’s high desert offers year-round outdoor play for everyone! Its 300+ days of continual sunshine invites you to go out and explore its various terrains (which is ideal for every outdoor activity.) Rock climb at Smith Rock, paddleboard the Deschutes River, or explore the Three Sisters (Faith, Hope, and Charity) and Mt. Bachelor of the Cascade Mountain Range on your next adventure. Of course, there are always quiet, cozy days at home and time spent in our friendly community to enjoy amazing local restaurants, shopping, and more.
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Central Oregon has it all, and it's waiting for you!
Central Oregon Resources
You've got area questions, and we've got answers! Check out the following information and resources about what it looks like to become a Central Oregon resident.
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What is the first step in the home buying process?The first step is to assess your financial situation, including checking your credit score and determining your budget.
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How much can I afford to spend on a home?This depends on your income, existing debts, credit score, and how much you can put down as a down payment. A mortgage calculator can help estimate monthly payments.
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What is a pre-approval, and why do I need it?Pre-approval is a lender's commitment to loan you a certain amount based on your financial situation. It helps you understand your budget and strengthens your offer.
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What are closing costs?Closing costs are fees incurred during the purchase of a home, typically ranging from 2% to 5% of the purchase price. They can include loan origination fees, appraisal fees, inspections, and title insurance.
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What should I look for during a home inspection?Look for structural issues, plumbing problems, electrical systems, roofing condition, and any signs of pests or mildew.
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How long does the home buying process take?The time varies, but it usually takes 30 to 60 days (about 2 months) from the accepted offer to closing.This is with a standard conventional loan.
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What is the role of a real estate agent?A real estate agent helps you navigate the buying/selling process, provides market insights, negotiates on your behalf, and manages paperwork.
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What is an earnest money deposit?It is a deposit made by the buyer to show commitment to purchasing the property, which will be applied to the down payment or closing costs.
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What happens if my offer is accepted?The transaction moves into the due diligence phase, including inspections, appraisals, and finalizing financing.
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Can I back out of the deal after making an offer?Yes, you can with a valid reason during the contingency period. Please consult with your real estate agent on how you can back out of a deal successfully while protecting your earnest money.
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What are contingencies in a purchase agreement?Contingencies are conditions that must be met for the sale to proceed, such as financing approval, successful home inspection, or selling the buyer's current home.
Have More Questions?
Contact our Real Estate team and we'll get you answers!
1-800-786-7483 ext. 3